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There are primarily 2 formats in use today
for presenting eStatements on the Internet: HTML and PDF. Each has
its own attractors and detractors. BDI offers both formats, but recommends
HTML for its overall ease-of-use.
Pros and Cons of HTML
Pros:
- Works with any of the Internet browsers that are version 4.0
or higher (e.g., Netscape 4.08 ... 7, Internet Explorer 4 ...
6, Opera, Wireless)
- No download or plug-in installation is required.
- Easy to print - just use the print button on the browser.
Cons:
- Not able to download and save document on Member's system.
- Does not exactly replicate the printed statement.
Pros and Cons of PDF
Pros:
- Can emulate the printed statement very closely.
- Can easily save the PDF file on the Member's system.
Cons:
- Members must download and install the PDF reader, called Acrobat.
This process may be too complicated for the more novice PC user.
- Our survey shows that most Members do their Internet banking
from work. We have also found that many Corporations impose restrictions
on PC useage. Acrobat is occasionally one of the restricted programs.
When you have Members that work in this type of environment, PDF
may be the wrong choice.
- If special fonts are used, then the size of the PDF can become
very large when these fonts are included within each PDF. The
larger the file, the longer it takes to download.
- When a PDF is requested, it can be displayed either directly
within the current browser window or displayed in a new window.
If it is displayed within the current window, then printing and
saving the PDF is not obvious; only the print button within the
plug-in can be used - the browser's print button will print a
blank page. If the PDFs are displayed in a new window, then this
problem is eliminated; however, now the Member must know to close
this window when finished.
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eStatements